How to use this offer
Chase launched in the UK in 2021, bringing JPMorgan's consumer banking expertise to British customers for the first time. Unlike traditional high street banks, Chase operates entirely through its mobile app — there are no branches, no physical paperwork, and no monthly account fee. The account is designed for people who want a modern, app-first banking experience with everyday perks built in. One of Chase's most popular features is cashback on eligible debit card spending. For qualifying customers, this means earning a small percentage back on everyday purchases such as groceries, fuel, and transport — adding up over time without any effort. The Chase savings accounts are also well-regarded. Linked directly to the app, they make it easy to separate spending money from savings, and the round-up feature automatically moves spare change from rounded-up transactions into a savings pot. For travellers and frequent online shoppers, Chase is particularly attractive because it does not charge its own fee for spending in foreign currencies or for ATM withdrawals abroad. This makes it a popular choice as a secondary travel card. The referral offer is one of the most straightforward in UK banking. To claim the £50 bonus: download the Chase UK app, open your first Chase account, navigate to the rewards section, and enter referral code BFHLBP. Then deposit a total of at least £1,000 within your first 30 days — this can be made as one transfer or multiple smaller deposits that add up to the required amount. Once the conditions are met, the £50 reward is added to your Chase rewards balance and can be moved into your main account. Note that the code is single-use — if it has already been claimed, email contact@referandsave.co.uk to request a replacement before completing your application.
Before you sign up
Enter referral code BFHLBP in the rewards section of the Chase app after opening your account — not during the sign-up flow itself. Make sure you deposit at least £1,000 within 30 days to unlock the £50 bonus. The deposit can be split across multiple transfers, so you do not need to move the full amount in one go. If the code shows as invalid, request a replacement before finishing your application.
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